Friday, 10 August 2012

View on SBI Results today - 10th Aug 2012

Source - http://www.moneycontrol.com/news/results/sbi-q4-pat-beats-street-asset-quality-improves_706139.html

This is last quarter's results.

India's largest lender State Bank of India  (SBI) on Friday reported a forecast beating net profit of Rs 4,050 crore for the fourth quarter (Jan-March) of FY12 as against Rs 21 crore a year ago.

Net interest income (NII) or the difference between interest earned and paid out, jumped more than 45% y-o-y to Rs 11,704 crore. Other income rose 9% y-o-y to Rs 5264 crore.

During the quarter, provisions for non-performing assets fell 13% y-o-y to Rs 2,837 crore. The same fell by nearly 6% sequentially (Q4 vs Q3).

Net non-performing asset (NPA) ratio declined to 1.82% as against 2.22% in the October-December quarter while the gross NPA ratio fell from 4.61% to 4.44% during the same period.

SBI's standalone net profit climbed nearly 42% to Rs 11,707 crore for the year ended March 31, 2012. Its loan book expanded nearly 15% y-o-y to Rs 8.68 lakh crore. This was slighly below than the RBI's projection of 16% credit growth for the entire industry in FY12.

Capital adequacy ratio improved at 13.86% versus 11.98% year-on-year. Provision coverage ratio for the financial year 2011-12 stood at 68.10% versus 64.95% a year back.

Disclaimer - This is just a view and not a recommendationq to buy or sell. Please take your own call after you have studied the results today, once they are out.

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